Blue Cross Blue Shield is a nationwide health insurance company which offers
coverage for individuals, families, and groups. They have plans that cover
everything from long term care, maternity care, dental, prescription drugs, and
occupational and speech therapy to mental health and wellness. Every state has
different coverage availability as well as different laws that are applied by
the state insurance board.
Health and Wellness Programs for Blue Cross Blue Shield Clients
Blue Cross Blue Shield has a strong reputation in the health insurance
industry. They’ve worked hard to make themselves one of the most well known
insurance carriers in the country. They offer a variety of programs, including:
Technology
Evaluation Center
– The Center is focused on objective technology assessments that are based
on evidence. They work to keep their providers and their clients as up to
date as possible in technological advances in the health care field.
PersonalPath.com – This is
Blue Cross Blue Shield’s online health information service. You can customize
it to focus on your personal interests and health needs. It’s completely
private and seen by no one but you and your doctor.
Blue Quality Centers for
Transplant – This is a nationwide network provided by Blue Cross Blue
Shield across the country which offers a variety of transplant services
through referrals. Each center chosen for inclusion in the transplant
network is chosen according to provider qualifications, patient outcomes,
and practical rates.
HealthDialog.com – Another
informational support system online which serves as a health library of
sorts, enabling you to find answers to your health care questions and
treatment possibilities.
Special Features for Blue Cross Blue Shield Clients
Blue Cross Blue Shield specializes in a 4 pronged plan which they apply to
all of their health insurance policies in an attempt to keep their clients
knowledgeable and healthy – and in the process, keep their costs and yours,
down.
WalkingWorks – This is a
program that teaches the client how to set goals for weight loss,
increased exercise activity, quitting smoking – whatever you need to do to
live a healthier life.
BlueWorks – This is like an
online memo that serves to keep everybody with a Blue Cross Blue Shield
health plan up to date on what is going on behind the scenes with a focus
on their money saving tactics.
Your Choices Count – This,
too, focuses on health care costs. It’s a site meant to answer some of the
most frequently asked questions about where premiums and co-pays go.
Cost Studies – Again, with a
focus on health care costs, this site is dedicated to keeping up with all
the epidemiological studies that Blue Cross Blue Shield runs in order to
find out how they can continue to cut costs and you to understand more
about where your money is going.
History
Blue Cross Blue Shield has been dealt a few blows over the past decade as
far as accusations about overpriced health plans and insufficient coverage as
well as taking an inordinate amount of time to process claims. They are working
hard to make up for these attacks by carefully documenting how the health care
process works for anyone interested in knowing the details and hiring staff to
speed up processing.
The Final Word
Their prices are competitive in some programs, but not all. The biggest benefit
is the fact that anywhere you go in the country, you’ve got a network of
providers affiliated with your Blue Cross Blue Shield ready to take care of you
in case of an emergency. If you like the security and comprehensive coverage
that comes with a large, nationwide chain, then locate the Blue Cross Blue
Shield chapter in your state and ask for details.