The Internet is a glorious phenomenon; not only can you keep in touch with friends, family and co-workers -- you can actually cut time spent on many household chores and business-related projects. If connecting online is such a benefit, why are millions of people naïve to this wonderful creation?

There are a few reasons – many people are clueless when it comes to the internet. They may know how to check their e-mail, but don’t fully understand all the opportunities they have while online.

Another issue is security. No one wants a computer virus, adware or anything else affecting their computer. There are also fears of identity theft. While these are valid issues, there are many things you can do to protect your computer and yourself while enjoying all the benefits of the Internet.

Online Security Education 101: Protect Yourself First

Computers don’t come cheap. The United States spends billions of dollars on computer equipment annually, but several people aren’t educated on how to maintain their investment.

Before you click the internet icon on your screen, take plenty of time to educate yourself about what viruses, adware and spyware, and other security-related issues. Taking the time now can prevent a huge mishap resulting in the purchase of another expensive computer.

Don’t become a victim – be sure your computer has the following security measures:

• Anti-Virus software. There are thousands of anti-virus software on the market today, but be sure to purchase software from a respectable company who provides online support and updates. McAffe and Norton are two very well-known companies that provide frequent updates for new viruses detected online. Once you install the software, you can set up the frequency of scans and updates – be sure to follow the software instructions for maximum protection.

• Anti-spyware software. This is a new worry for the computer community – many advertisers are placing programs on your computer to see what websites you visit, and then spray you with unwanted pop-up advertisements. Spyware, adware or scumware can cause your computer to slow down or even crash – so get rid of them. There are several software applications out there today – some even a free download. Make sure you pick the right one for you, follow the instructions to a “T” and run the anti-spyware program frequently.

• Security Levels Set High. One of the easiest ways to protect your computer is to make sure your security levels are set on the highest level. Yes, it may be a pain to receive pop-ups notifying you about warnings on the websites you are visiting, but it really is the best way to protect your computer. 

• Firewall. If you have high-speed Internet access, you definitely need a firewall to prevent hackers from entering your computer. There are several firewalls out there; again, choose the one right for you and make sure you follow the company’s installation and use instructions. 

• Change your passwords. Don’t keep the same passwords for years and years – change them at least once a year. Many member sites already require you to do this, but be sure to do it for all programs. Keep a list of usernames and passwords handy to make these changes easier on you.

• Back up. There are thousands – no, millions – of computer horror stories when it comes to backing up your hard drive. You must back up your files if you intend on keeping them forever – who knows when a computer will crash? Make a back up schedule and stick to it. Place your back up disks in a safe place just in case.

• Avoid unfamiliar e-mail attachments. Most people who have e-mail accounts have encountered the e-mail attachment that really was a virus. Set your e-mail program’s security high, and delete any unfamiliar e-mails containing attachments – you never know when you will be plagued with a virus.

Ready, Set, Get Online!

Once you protect your computer, you are ready to get online. Don’t have any reason to be online? I beg to differ – just look at all you can do:

Pay your bills.

Do you hate that time of the month (or week) when you pull out the checkbook, balance the account and stuff envelopes with checks? Guess what, you don’t have to do it anymore! Okay, you still have to balance your checkbook and pay your bills, but in half the time. Most banks have software that allows you to schedule bill payments at the click of the button. All you have to do is add each bill account, click pay bill, enter the amount and the date you want it paid, and presto – you are set for the month. If your bank doesn’t support online bill payment, you can always set up accounts with each company you owe money to on their website. It’s quick, easy and safe as long as you follow the software or account instructions.

Shop.

Shopping online is exciting, easy and fun! You can compare prices, find obscure items or even order your groceries without getting dressed and driving to a store. This is not only efficient, but it helps you save your money. When you are in a store, you are more likely to make purchases without researching the product – the whole purpose of shopping online is to think about how you want to spend your money, and make the most of your purchase. No more waiting in lines or working yourself through the crowd. Instead, grab a cup of coffee and browse online stores in peace.

Download music.

This, by far, is the easiest way to get the music you love. Many sites allow you to download just a song, rather than purchasing an entire album. You can easily transfer the songs to your MP3 player, or make CDs for your listening pleasure. This is especially helpful for cities that don’t support great music stores. No worries, all the music you want is right at your fingertips.

Get information/research.

Have a party coming up and you need to make a mint iced tea? Have a child that needs to complete a school project? Have questions about a medical diagnosis? Guess what – you can get all your answers online. The internet is a fabulous way to conduct research for work, school or personal reasons. All the information you ever needed, and more, are on thousands of websites. All you have to do is find a search engine (Google, Yahoo and Dogpile are just a few), type in a few key words and click on the websites that most match your needs. Now, remember – this is the world wide web- don’t take everything you read as gospel. If you have a serious question that needs answering (medical, business related or otherwise) be sure to visit those pages that are credible. For instance, you can credible find medical FAQs at association sites – like the American Medical Association – to make sure the information is true. Research smart, not carelessly. Also, if the information is going to be used in a professional setting, be sure to cite the author and website. And if you have any doubts, find a contact phone number or e-mail to verify your questions.

Get educated.

More and more people are taking online classes – especially when their lives differ from the traditional student. Many people work full-time, or have other circumstances that prevent them from being on campus; so many colleges and universities have created online classes to serve the public. This is a great opportunity that allows more and more individuals to become educated without worrying about paying the bills or time constraints. If you think getting an education online is right for you, choose your school and program carefully. It is best to verify a school’s credentials – accreditation, certification, etc. – before jumping on the online course bandwagon. Stick with schools you trust, not shady advertisements promising you the world. Do it right, and you could be on your way to a new career without lugging books around on campus.

Miscellaneous.

There are so many things you can do online; here are some things that shouldn’t be left out:

• Register to vote
• Apply for a new social security card or benefits
• Find a job
• Order your car tag
• Renew your license
• Figure, file and pay your taxes
• Check your insurance claims
• Donate to your favorite non-profit organization
• Find out about local events
• Read the news
• Order medications
• Book your flight, hotel and car rental for a trip
• Get driving directions or a map

The list goes on and on – there are so many things you can do online that used to take hours, even days. Take the opportunity now to make your life easier – protect your computer and take a drive on the World Wide Web; you’ll be glad you did.