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Online Shopping – Selection, Savings, Safety - A Quick Guide for Consumers 
 
by Cyndi Allison July 08, 2005

E-sales for 2004 were estimated at $69.2 billion reflecting an increase of 23.5 percent over the previous year as reported by the U.S. Commerce Department. Researchers predict that online sales will double over the next few years.

Clearly consumers have accepted shopping online as a good way to find, compare, and buy goods, and it’s apparent that buying from home with the click of a mouse will continue to be an appealing way to do business. Searching for product and service information currently ranks right behind e-mail and instant messaging as a popular online activity, and more consumers are making the leap from real world to internet world buying.

The Typical Online Shopper

The first online shopping wave included affluent, well-educated individuals mostly in the 20-30 age bracket. Today, as more individuals jump on the internet bandwagon, the profile of an online shopper reflects more closely the average person on the street.

Though online shopping attracts a wide range of consumers, women have quickly become the primary buyers in the e-marketplace. About 2/3 of all shoppers are female. This, of course, reflects the bigger overall female shopping population and also the input by women when it comes to making or influencing purchase decisions.

A good portion of these female shoppers are married and have young children. When women work and raise families, convenience becomes a prime concern. It’s simply easier to sit and click from the living room than to load up the kids and head to town. Children tend to like this new shopping arrangement better as well.

Mentally picture a mom with coupons tucked in her purse, and you have a pretty good mental image of the average to heavy online shopper. According to a study conducted by professors at Brigham Young University, E-Value seekers (women with an eye for value) plunked down $376 during a single holiday buying season with around 22% of all seasonal spending in the online marketplace.

Once a person makes the online shopping leap, he or she is likely to continue buying over the internet. In fact, many shoppers buy a good percentage of goods online. If a book purchase goes smoothly, a consumer is likely to consider buying other items. About 20% of online shoppers use click-and-buy once per week or more, and this trend is expected to continue.

Advantages of Shopping Online

Online shopping is popular for a number of reasons:

Convenience - In a fast paced society, time saved by searching, comparing, and buying online versus hitting the streets and browsing the brick and mortar stores is immeasurable. It can take less than five minutes to buy a grill online. Load up and visit the mall and it typically takes a couple of hours to complete the same task.

Selection – Linking up to the world marketplace means a mind boggling selection of goods and services. Almost any item a consumer can imagine is available when the shops of the globe are as close as a computer terminal. If you collect miniature nativity sets from faraway places, you’ll find few options in any given store but a host of sets by clicking and looking around online.

Savings – While consumers can drive around from store to store to price compare, it takes a lot of time, energy, and organization to nail the best deal. Checking online prices is as simple as clicking to the various stores and looking around or logging in to a price comparison site where the data is on one page.

Top online sites for comparison shopping (April 2005) as documented by comScore:

  • Shopping.com
  • Shopzilla
  • Yahoo Shopping
  • NextTag
  • Shop.com
  • Froogle
  • PriceGrabber

Overall, customers are satisfied with online shopping with an overall satisfaction rate of 80 as noted by Foresee Results in the 2005 Annual E-Commerce report. The rate is somewhat lower than previous years perhaps reflecting higher expectations on the part of the growing buying public. Early buyers bought and crossed their fingers. Today online consumers expect and demand top notch service.

Online Shopping Concerns

More people are shopping using the internet, and both new and old online consumers are concerned about security issues. A survey conducted by Visa found that 61% of active online shoppers and 83% of new or potential shoppers wanted assurance that information was protected before buying online. Recent data hacking and identity theft cases have raised red flags. Though it is important to research online companies, to make sure that purchases are made on a secure server (look for a lock icon on the tool bar) and to take great care in giving out any personal or credit card data (avoid emails asking for private data—those are usually spam scams), overall consumers are less likely to experience financial breaches online than off.

In addition, the Fair Credit Billing Act offers pretty solid protection (for credit card and NOT debit card users). In most cases, a shopper will not be liable for more than $50 of unauthorized purchases made on a credit card. Some credit companies write off all such charges. Be sure to check credit card statements on a regular basis and look for any odd charges. If you suspect foul credit play, call your credit card company immediately.

Other negatives noted by online shoppers include:

1. The most mentioned disadvantage to shopping online noted by shoppers is that you can’t look at, touch, or try on items. This makes it difficult to for shop for clothing in particular (though clothing is still a big segment of the online market). Some sites offer various views and provide measurement tips, but it’s simply hard to beat walking in and trying on a garment.

2. When an item doesn’t fit or doesn’t look as expected, returns can be a hassle. Various online companies handle returns and refunds in different ways. Polices may range from no-questions-asked and full refunds (including shipping charges) to as-is and with no returns accepted. Be sure to read carefully before buying and know the site policy on handling retuned merchandise.

3. Though the variety online is fabulous, selections at any given store may be smaller than visiting the comparable (or same name) brick and mortar. If you’re only hitting one known-name online site for shopping, then you’re likely not getting the same selection offered offline. For example, your local Wal-Mart will have more items available on-the-spot at the mega-store than listed online.

4. Online shopping involves shipping, so purchases are not available immediately. Most companies pack and mail out fast, but expect a week or so between purchasing and actually getting the items. Most online venders do offer expedited shipping, but getting items in a day or two or even overnight can be quite pricey.

5. If you are a compulsive shopper, then online shopping makes it way too easy to buy. The monthly (or yearly) budget can go all to heck with instant credit and fast-as-lightening purchasing. Shopoholics will do best to avoid online shopping.

Best Bets for Online Shopping

Most any item that can be bought direct can be a good bet for online purchasing. When the middle marketing team is reduced (salespersons etc.), then it’s more cost productive for companies to cut online deals. Oftentimes this savings is passed along. Sites often offer price reductions, online coupons, or other incentives like free shipping. Cost compare in town versus online, and you’ll often save money.

Apparel/clothing is a popular market online followed closely by videos, DVDs, CDs, and books. Home items and pharmaceuticals have continued to increase in terms of sales. Electronics also rank high.

If you want to purchase a small item (in terms of weight), then you’re likely to come out better going online. It doesn’t cost much to send a book to your home. On the other hand, if you’re looking to buy a canoe, you may save a few dollars, but you’re going to pay heft freight charges to get a bulky and heavy purchase delivered.

Travel has been a booming marketplace online as destination and related support companies have raced to provide everything needed for quick-click traveling. From airline tickets and hotel rooms to show tickets and rental cars, consumers can net up and compare prices and offerings. If you want to get a seat for a Broadway show, you can pull up seating charts, find prices, and read critic/consumer reviews of the productions.

Even consumers who opt not to shop online can research on the internet and make better buying decisions. Research suggests that half of all online shoppers research products prior to purchasing, and this option is open and available regardless of the shopping medium. In other words, if you want to buy a camera (regardless of where you plan or end up shopping) click online and find product information as well as typical pricing.

Online Purchasing to Avoid

When you add middle men to the buy/sell equation, then you’re going to pay for those extra individuals involved. A good example of online purchasing where more rather than fewer sellers get a piece of the pie is the flower market. Most online flower venders simply take the order, call the local flower shop and then place the order. The other flower model tends to be using an overnight carrier which again adds to the costs. Even if you’re ordering flowers out-of-town, it’s cost effective to place a call directly to a flower shop in the town where you want flowers delivered. Put the town and “flower shop” in search if you don’t know any contacts in the area where you want to send flowers.

Another market where online has been bumpy is the grocery segment. Some online grocers reflect and represent the local market while others partner with local groceries and delivery, but again the costs must be factored in. If an outside company or group is contracting through the grocery store down the road, you’re adding more employees to the buying chain.

In addition, when it comes to groceries, you’re looking at many items that often have to be moved fast and may or may not ship well. Week old bread and smashed tomatoes are simply not very appealing. On the other hand, beauty and pet items sold under the grocery store umbrella can be appealing. It may be worth a few extra cents to have bulk bags of dog food waiting on the porch.

Weight comes into play when considering off versus online shopping. If items purchased are heavy, then transporting costs may offset savings or even greatly increase the price paid out of pocket. If the onliner has a brick and mortar store where items can be picked up or where delivery can be arranged, then some high weight items can be selected with click-and-buy. If the refrigerator or stove has to be carted across country, then likely the buyer will kick in some big bucks to set up and seal the deal.

If arrival time is a key consideration, then online buying is a gamble. Though online stores try to get items out fast and some even guarantee delivery, it’s simply impossible to predict and control shipping. If a heartfelt “sorry” and a coupon on a future purchase won’t make up for the item being late, then avoid any buying that involves waiting for shipment. After all, Christmas really isn’t Christmas with no gifts under the tree.

Online Shopping – Give it a Try

Many shoppers do appreciate online buying. It’s convenient to sit at home, think over buying decisions, do research, cost compare, click buy-it and then wait for items to arrive on the doorstep. In most cases, buying online means solid savings as well. This is a recipe for success, and both buyers and sellers have benefited by having the option to cyber shop.


 

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