Senior citizens are a major demographic group in today's America. Most are on a fixed income and the majority have some type of prescription medications necessary on an ongoing basis. Medicare has long been provided to senior citizens butPrescription Drug Coverage under Medicare is new.
Every senior citizen should be aware that the new plan may offer major savings regardless of income or current insurance plans.
Things To Know About Medicare's Prescription Plan
Enrollment begins in November 2005 and after that date will be a standard part of enrolling for all Medicare benefits.
Each senior citizen must decide if the plan is right and will offer benefits.
More than one plan is available so seniors can choose what fits their individual needs.
There may be a monthly premium for the program depending on which plan is chosen.
Each approved plan must offer benefits that are the same or exceed standards set by Medicare.
Low income senior citizens are protected with additional benefits.
Help to pay for necessary medicines is available now. Seniors do not have to wait until November for assistance.
Decisions about which plan or if seniors should participate do not have to be made immediately.
Prescription coverage is not the single new benefit under Medicare.
More Information
Medicare has staff who can answer any and all questions. The toll-free number is 1-800-633-4227 and seniors can also visit the website at www.medicare.gov.
Many pharmacists and other health care providers may also be able to help explain benefits. Ask your doctor or consult a trusted pharmacist.
Medicare benefits are for all qualifying older Americans.