With the economy stagnant many families are searching for ways to save. Whether your family needs to cut corners or have extra money for neccessities, there are several almost painless ways to save.

Track the use of cash. It's easy to spend but not as easy to remember where the money went. Jot down each cash purchase and add to see just where the cash is spent. Include every small purchase - things like vending machines, lottery tickets, a pack of cigarettes, and soft drinks. Add up each day and see where some of the little costs could be cut or even eliminated.

Don't make impulse buys. Whether it's a pair of shoes on sale or a new DVD player, unless buying the item has been a plan, don't succumb. Shop smart and compare prices on the items you do need and forget the rest. Impulse buys often lead to regret later so just don't buy on impulse.

Plan credit card use. Don't use plastic for every little thing or use the card to buy groceries. Decide ahead of time what purchases will be credit and what won't. Stick to that plan - no matter what. Save the credit cards for planned purchases or emergencies.

Be A Wise Consumer

Know your credit rating. Get a copy of your credit report at least once a year and make sure it is accurate. One way to prevent identity theft is to be current on what your credit report says. For those deep in debt, a credit report is a way to dig out from under bills owed.

Keep current on sales, especially on purchases such as major appliances. Before you buy that washer and dryer, compare ads and shop around. You may find a better deal if you pass up the first offer.

The Family That Saves Together Plays Together

Make the budget a family affair. Involve everyone. Have a family meeting about ways to save. Make sure that children understand that the family is tightening their collective belt. Brainstorm together for ways to save. Something as simple as turning off lights when a room is empty can save over time.

Put money aside in savings. Open a savings account at the bank or drop extra change into a coffee can at the end of each day. Whether you save $5 or $50 per week, regular savings can add up fast and provide ready cash for a necessary purchase or treat down the road.

Put those savings into a fund for Christmas or vacation. If saving coins, have a family party to sort and wrap the chain. Take the coins to the bank to deposit or exchange for cash.

Saving is smart and a budget can help any family to save.