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What Fringe Benefits Am I Paying Taxes On? 
 
by kmhagen July 22, 2005

Transportation

Qualified transportation fringe benefits provided by your employer can be excluded from your income up to certain limits. Qualified benefits include the following, up to a certain amount per month, which may change year by year. These amounts can be found in IRS instructions and publications:

  • Transportation in a commuter highway vehicle (such as a van) between your home and work place,
  • A transit pass (for mass transportation fares), or
  • Qualified parking.

If the transportation benefit exceeds the exclusion amounts, the excess is taxable income to you.

Retirement Plan Contributions

The contributions your employer makes to a qualified retirement plan for you are not included in your taxable income at the time the contributions are made. But if your employer makes payments into a plan that is not qualified according to the IRS, these contributions would be taxable to you. However, if your interest in the plan is not transferable to you, or is subject to a substantial risk of losing it at the time of the contribution, you do not have to include the value of that contribution in your income until it is transferable or is no longer subject to a substantial risk of forfeiture.

Outplacement Services

Outplacement services qualify for exclusion from income as a working condition benefit; to the extent you could deduct the expense if you had paid for it yourself (as a job hunting expense under miscellaneous itemized deductions). The outplacement services would not be excludible if you could choose to receive cash instead. For example, if you agree to accept outplacement services in exchange for a reduction in your severance pay, the amount of the reduction would be included in your taxable income.

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