While You Wait

Once the phone call is made and the police are on their way, you’ll have some time to kill.  You don’t need to wait uselessly, however.  There are still things you can do to facilitate everyone’s jobs.

Gather Detailed Information

While you wait, it’s a good idea to collect information about the other car and driver as possible.  Get the driver’s name and license number, contact information, and the name and policy number of their insurance.  Think about what happened before, during, and after the accident occurred, so that you can give the officer that arrives a detailed explanation.

Double Check for Injuries – but Don’t Touch!

You might want to take the time to double check everyone, as this might be when injuries show up.  However, it is important to remember not to move an injured person.  You can do more damage by moving them than by waiting a few more minutes for the paramedics.  The only exception to this rule is if the person is in immediate danger: if they risk getting hit, burned, or otherwise injured even worse by staying where they are.  In these instances only is it acceptable to move the injured person to a safer location.

Don’t Admit Fault

The insurance companies plaster this statement all over their documentation for a reason.  Immediately after an accident, you may not be thinking clearly.  You might assume that you are to blame, only to remember important details after you calm down.  In general, it’s best not to discuss the accident with the other driver any more than necessary, as you might inadvertently make a promise you will regret.