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Ways for Insurance Agents to Sell Insurance Without Cold-Calling 
 
by Brian Thompson September 14, 2005

Seminars

One of the most used methods for financial professionals—including insurance agents—to get their message to the masses is the seminar. Everyday, professionals everywhere are sending invitations to get people to come to an evening of food, fun, and learning.

Now, what usually attracts people to a seminar is the lure of a free dinner at some medium to up-scale restaurant. Once there, the insurance agent has their attention to explain a principle of insurance that can be helpful to protect the futures of the attendees. With that, it is hopeful that they will make appointments to get more information and buy the product.

The key for the insurance agent when using the seminar method is to stick with a message. For instance, don’t try to explain the full world of insurance—it is too big even for more seasoned agents! Instead, take a specific topic, such as annuities, and explain how they work, their advantages over other investment products, and what you do to help your clients with their annuity needs.

Now, putting on seminars can be somewhat expensive. They require sending out an enormous amount of invitations just to get a few responses. The rule of thumb is to assume that you will receive a 1%-2% response rate. This means sending out 5,000 invitations for only 50 responses.

Next, the insurance agent has to choose a place where the seminar can be held. This is an area where some agents get themselves into trouble. You don’t have to hold it at the most expensive restaurant, or the fanciest meeting place in your city. Instead, holding it at a medium-priced restaurant in your area is often just as good. In fact, holding it at a place that is considered “for the rich” can dissuade some people who would otherwise be interested from not coming because it can give the appearance that your message is only for people with lots of money to invest.

Finally, it is important to remember whey you are holding the seminar: to get appointments. It is fine to have a couple of door prizes to encourage people to come to the dinner. However, if your seminar gets bogged-down in drawing and games, people will be less likely to take away the message of your seminar—and less likely to want to make an appointment!

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