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Required Auto Insurance Coverage State by State 
 
by VWB June 24, 2005

California

Bodily injury and property damage liability

15/30/5

NO

Colorado

Bodily injury and property damage liability

25/50/15

NO

Connecticut

Bodily injury and property damage liability, uninsured motorist

20/40/10

NO

Delaware

Bodily injury and property damage liability, personal injury protection

15/30/10

NO

Washington DC

Bodily injury and property damage liability, uninsured motorist

25/50/10

YES

Florida

Property damage liability, personal injury protection

10/20/10

YES

Georgia

Bodily injury and property damage liability

25/50/25

NO

Hawaii

Bodily injury and property damage liability, personal injury protection

20/40/10

YES

Idaho

Bodily injury and property damage liability

25/50/15

NO

Illinois

Bodily injury and property damage liability, uninsured motorist

20/40/15

NO

Indiana

Bodily injury and property damage liability

25/50/10

NO

Iowa

Bodily injury and property damage liability

20/40/15

NO

Kansas

Bodily injury and property damage liability, personal injury protection

25/50/10

YES

Kentucky

Bodily injury and property damage liability, personal injury protection

25/50/10

YES

Louisiana

Bodily injury and property damage liability

10/20/10

NO

Maine

Bodily injury and property damage liability, uninsured motorist

50/100/25

NO

Maryland

Bodily injury and property damage liability, uninsured and underinsured motorist

20/40/15

NO

Massachusetts

Bodily injury and property damage liability, personal injury protection, uninsured motorist

20/40/5

YES

Michigan

Bodily injury and property damage liability, personal injury protection

20/40/10

YES

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