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Funding Your College Education: Financial Aid, Scholarships, and Taxes 
 
by Sarah McGuire May 19, 2005

Tax Benefits

College students qualify for education credits or deductions that make them eligible for lower taxes or larger tax returns. Depending on such factors as attendance and status, students of higher education can claim the Hope credit or the lifetime learning credit.

Graduates and others who are repaying financial aid loans can deduct interest paid on student loans on their tax returns. At the beginning of the year, a statement is sent containing the necessary information regarding these loans, and this information is also available online in the person's individual account information. Students should determine if they qualify for the Hope credit, lifetime learning credit, or student loan interest deductions, and take advantage of these tax benefits. The Internal Revenue Service Web Site provides valuable information on eligibility requirements for claiming of these and other credits and deductions.

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