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Surviving a Lapse in Health Insurance Coverage 
 
by Kira Connally August 31, 2005

Discount Plans

Many companies now offer discount plans for routine medical visits, dental and vision care.  Some even offer discounted prescriptions.  The receptionist at your doctor’s or dentist’s office can usually recommend one for you, or at least advise you about which ones they accept. 

Be sure the medical provider you’re going to visit accepts the discount plan before your visit, though, or you may have to foot the whole bill.

Vaccinations

If you’re out of date on your shots, most cities sponsor low-cost or no-cost vaccination clinics and health fairs.  Health fairs will often screen for diabetes and high blood pressure, too.  Some cater to low-income groups, and some are aimed at children.  Don’t overlook these sensible and cost-effective options.

Children’s Care

Most communities have a public health service that will treat and vaccinate children for common childhood illnesses.  They are usually listed in the blue pages of the telephone book.

Often, kids can get dental care through a public health program.  Some schools also offer assistance, or can direct you to community organizations that can help.  Your school nurse is a great place to start for recommendations.

Social clubs, like the Lion’s Club, often have programs to help kids get glasses or routine medical care.  If you belong to a social club, talk to them.  Many have referral programs available.

Pregnancy and Female Care

If you’re pregnant, you cannot forgo prenatal care.  Most cities have clinics, such as Planned Parenthood, that can provide the care you need for a safe and healthy pregnancy.

These clinics can also provide routine feminine medical care, and screen for diseases.  If you can’t find one near you, call your local hospital.  Often, they can refer you to low-cost clinics or doctors that specialize in low-income prenatal care.

AARP

Many people don’t realize it, but clubs like AARP often have contracts with care providers to offer special discounts to their members.  An AARP card often can save you ten percent on vision services.

 

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