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e-filing your tax return 
 
by kmhagen June 21, 2005

Guide Me To A Service

If you are not sure which Free File company you want to use, you can click on the “Guide Me To A Service” button. You should have the following information available in order for this option to guide you to the appropriate Free File companies:

  • Your age, and your spouse’s age if filing jointly (your age as of December 31st)
  • Your estimated Adjusted Gross Income (AGI) for the year
  • Your state of residence
  • The number of W-2’s you (and your spouse) received
  • Which form you plan on filing: 1040EZ, 1040A, or 1040
  • Whether you are eligible for the Earned Income Tax Credit
  • Whether you or your spouse received Military pay
  • Whether you expect a refund, and how much

You may not know the answers to these questions, such as your Adjusted Gross Income and the expected amount of your refund, until you actually complete your return. If your situation hasn’t changed since last year, you may be able to use last year’s tax return to estimate your AGI. If you filed as single last year and are filing jointly this year, don’t forget to add your AGI and your spouse’s AGI if you are using last year as the basis for your estimate.

In any case, AGI is calculated as follows:

Taxable income from all sources:

  • Wages, salaries and tips
  • Taxable interest
  • Ordinary dividends
  • Taxable refunds, credits, or offsets of state and local income taxes
  • Alimony received
  • Business income or loss
  • Capital gains or losses
  • Other gains or losses
  • Taxable IRA distributions
  • Taxable pensions and annuities
  • Rents and royalties
  • Farm income or losses
  • Unemployment compensation
  • Taxable social security benefits
  • Other income

Less adjustments to income:

  • Educator expenses
  • IRA deduction
  • Student loan interest deduction
  • Tuition and fees deduction
  • Archer MSA deduction
  • Moving expenses
  • One-half of self-employment tax
  • Self-employed health insurance deduction
  • Self-employed SEP, SIMPLE, and qualified plans
  • Penalty on early withdrawal of savings
  • Alimony paid

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