There are certain times of the year when disputing items
with the credit bureaus can be more fruitful.
The best time to send disputes to the credit bureaus is December. The time between Thanksgiving and New Year’s
is filled with holidays. This gives the
bureaus less time and fewer people to investigate disputes. In addition, the companies to whom they are
sending disputes have less time and fewer people to respond.
Another important piece of information is that dispute
letters can be sent every month. Simply
because your dispute letter in July did not bring favorable results does not
mean that you should stop. Send another
one in August. Every time that a dispute
is sent, an investigation must be done.
This is one area where persistence can truly pay off.
2002Allen, TX 75013TransUnionP.O. Box