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Reading Financial Statements with an Analytical Eye 
 
by kmhagen June 10, 2005

Profitability Ratios

One of the most common profitability ratios is the profit margin. This can be expressed as the gross profit margin or net profit margin, and it can be expressed by company, by sector, by product, or by individual unit. The information reported on the income statement will enable you to determine the overall profit margin. If additional breakdowns are provided, more detailed margins can be calculated.

Gross Profit Margin = Gross Income / Total Revenue

Net Profit Margin = Net Income / Total Revenue

Other commonly used ratios are returns, expressed as return on investment or equity, return on assets, and return on capital employed. These ratios measure a company’s ability to use its capital, or its assets, to generate additional value.

Return on Investment (ROI) or Return on Owners’ Equity = Net Income / Average Owners’ Equity

Return on Assets (ROA) = Net Income / Average Total Assets

Return on Capital Employed (ROCE) = Net Income Before Interest and Tax / Capital Employed (Total Assets minus Current Liabilities)

When evaluating investment opportunities, profits are often measured per share:

Earnings per Share = Net Profit After Tax and Dividends / Ordinary Shareholders' Equity

Another commonly used ratio to show the yield on an investment is:

Dividend Yield Ratio = Dividends per Share / Market Value per Share

And, to measure how the price of an investment correlates with the earnings on that investment, you can use the:

Price to Earnings Ratio = Market Value per Share / After-Tax Earnings per Share

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