Whether you need a nonconforming mortgage because you are
buying your dream house, can't prove that you can afford your payments, or
don't want anybody to know how much you earn or spend, if your credit is good,
you will be able to find a mortgage. You will probably even be able to find
several, putting you in a position to be able to shop around for the best
rates. You may have to pay a little more for your loan, but you'll write your
mortgage checks from the privacy of a home that you own.