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What You Should Know About Mutual Funds and Hedge Funds 
 
by L M Kensington October 04, 2005

Hedge Fund Mystique

Most hedge funds have well-guarded investment strategies. There are three broad hedge fund categories based on the types of strategies used:

Arbitrage or Relative Value Strategies

Arbitrage takes advantage of inefficiencies in prices of the same product. A simple example is a car that sells for $2,000 in one county but sells for $2,100 in the next county. An arbitrageur buys the $2,000 car and sells it in the next county for any amount between $2,001 and $2,099.

Hedge funds look for inefficiencies in stock, bond, or money market prices, buy where it is low, and sell where the price is high. Hedge funds use sophisticated instruments like options to lock in the selling price without taking on any risk.

Only a few hedge funds are pure arbitrageurs, but historical studies have proven that they are a good source of low-risk and moderate returns. Because price inefficiencies in financial markets tend to be quite small, pure arbitrage requires large amounts of mostly borrowed money. Arbitrage opportunities are also rare, and if a strategy is too successful, copycats enter the market and the advantage disappears.

Most arbitrage opportunities are not risk-free. These “relative value” strategies capitalize on very small price differences, for example, between a company’s stock and the bonds it issued. A hedge fund can make, or lose, money by predicting the upward or downward movements of stock and bond prices.

Event-Driven Strategies

These strategies take advantage of one-time events like the acquisition or bankruptcy filing by a company. Since these events bring down the company’s stock price, a hedge fund can short the company’s stock: sell it at the current (higher) price and buy the stock a few hours, or days, later after the announcement is made and the stock price has gone down. The same hedge fund can take opposite positions in the company being acquired or a company that is about to be reorganized, since these events usually increase the stock price. In the latter case, the hedge fund buys the stock at the current (lower) price and sells some days later once the price goes up.

Directional or Tactical Strategies

Most hedge funds use directional strategies, like the macro fund popularized by George Soros and his Quantum Fund. Macro funds are global funds that invest based on bets on currencies, interest rates, commodities or foreign economies. They are for “big picture” investors who do not analyze individual companies but prefer to bet on decisions of foreign governments. Directional strategy hedge funds are for sophisticated investors who trust the fund manager to know the way global events shape the way the financial markets will move in a country or region.

Though smaller than mutual funds, there are an estimated 8,350 active hedge funds with investments of $875 billion growing at about 20% per year.

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