Congratulations on the purchase of your first motorcycle! You should be
proud, most people don’t make it this far, but you’ve done it. There’s just one
final thing to take note of before you go enjoy the free feeling of the open
road, and that’s insurance.
Motorcycle insurance is expensive. Insurance companies see bikes as high
risk ventures, and they charge the bike’s owners accordingly. Shop around when
you’re looking for motorcycle insurance, and try to collect quotes from as many
different companies as possible before deciding who to go with, but don’t cheap
out now. Prepare for the worst. If anything should happen to you, or to someone
else, while you’re riding your motorcycle, it’s your insurance policy that
could save you from a financial catastrophe.
Not only that, but bikes are much easier to steal than cars, and as a
result, are stolen much more often. You’ll want the insurance company to have
your back, lest your brand new purchase drive off in someone else’s hands.
Go for a comprehensive policy that carries a lot of uninsured/underinsured
motorist coverage. It’s expensive, but if anything should ever happen while
you’re riding, you’ll be glad to have it.
Buying a new motorcycle is a thrilling prospect, and a little preparation
goes a long ways towards helping you pick out the right bike for you. Do your
homework, and enjoy the process. Have fun on your new bike, and be safe!