Henner Group Providing services on expatriate healthcare insurance, assistance and health.
Expat Financial Offers international life, health, disability and travel insurance to individual expatriates and their employers around world.
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Comprehensive Health Insurance (Maine) In June of 2003, the Maine, USA Legislature passed a comprehensive health insurance plan, granting low-cost coverage available to all state residents by 2009. Through a semi-private agency, the state will provide coverage to uninsured residents, small businesses and municipalities and the self-employed.
Premiums are to be set on a sliding scale. For example, individuals making below $27,000 and families making below $55,000 will be eligible for reduced rates.
Ontario Health Insurance Plan The Ontario Health Insurance Plan (OHIP) is the government-run health plan for the Canadian province of Ontario.
Health Insurance Health insurance is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. The insurer may be a private organization or a government agency. Market-based health care systems such as that in the United States rely on private medical insurance.
State Children'S Health Insurance Program The State Children’s Health Insurance Program (SCHIP) is a national program in the United States designed for families who earn too much money to qualify for Medicaid, yet cannot afford to buy private insurance. The program was created to address the growing problem of children in the United States without health insurance. At its creation in 1997, SCHIP was the largest expansion of health insurance coverage for children in the United States since Medicaid began in the 1960s.
RAND Health Insurance Experiment The RAND Health Insurance Experiment remains one of the most rigorous and comprehensive studies of health care cost, utilitzation and outcome. It provides the most persuasive evidence to date on the relative effects of health maintenance organizations and fee-for-service care on demand for health care and health care outcomes.
Health Insurance Fraud Health insurance fraud is described as an intentional act of deceiving, concealing, or misrepresenting information that results in health care benefits being paid to an individual or group.
Studies show that over 30 billion dollars is lost each year to health care fraud in the United States. In order to control costs, insurance companies have found it necessary to investigate fraud for the benefits of the members.
European Health Insurance Card The European Health Insurance Card (or EHIC) allows citizens of the EEA countries and Switzerland to receive emergency medical treatment in another member state for free or at a reduced cost. It is not for any pre-existing medical condition, but only for accidents and emergencys. Therefore it does not render travel insurance obsolete.
The French dependency of Guadeloupe also accepts the card.
Social Health Insurance Broadly speaking, health care systems across the world are funded in three different ways: by private contributions, social health insurance contributions or taxes. Social health insurance systems are characterized by the presence of sickness funds which usually receive a proportional contribution of their members' wages. With this insurance contributions these funds generally pay part medical costs of their members, to the extent that the services are included in the, sometimes nationally defined, benefit package. Otto von Bismarck was the first to make social health insurance mandatory on a national scale (in Germany), but social health insurance was already common for many centuries before among guilds mainly in continental Europe.